For many years, Kawartha Lakes has been the ultimate go-to destination for when school let out and the hot days of summer finally arrived. With so many sandy beaches for boating, fishing, swimming, and other activities, it’s easy to see why. 

When summer winds down, the crowds dissipate, but there is one group of people who have discovered the joy of full-time living in the beautiful Kawarthas. It turns out, this is a highly-sought after place to retire! Should you consider downsizing to the waterfront once your working days are behind you? In this post, we’ll explore just a few of the endless possibilities.

An Elevated Downsizing Lifestyle

The term “Kawartha” derives from the Huron word meaning “bright waters and happy lands.” And there’s nothing that makes your future look brighter or happier than the thought of retiring to the beautiful Kawartha Lakes.

No matter how old you are or where your life takes you, there’s just something extra luxurious about being near the water. Whether you can’t get enough jet skiing and cannonballs off the dock or simply enjoy the sound of the waves, nothing beats living within easy access to a lake. 

It may surprise you that Kawartha Lakes is starting to become more in demand even in the winter. However, if the title of this post caught your eye, you’re probably already dreaming of what it’s like to retire by one of these beautiful lakes. Soon, you could be enjoying the sound of laughter and excitement in the summer, the gorgeous view of the foliage in the fall, and the peaceful tranquillity in the winter. Retiring in the Kawarthas means a full-time life of fun and relaxation in perfect measure.

Are you curious about the downsizing process? The posts below can help:

Where Is Kawartha Lakes?

You can type “Kawartha Lakes” into Google Maps, but pinpointing the precise location is a little more complex. That’s because there’s more than one town, and there is certainly more than one lake! Kawartha Lakes is actually a chain of 14 different lakes throughout south-central Ontario that make up the upper watershed of the Trent River.

These lakes range in size from 5 to 47 square kilometres and are a major link in the Trent Canal that connects Georgian Bay, Lake Huron, and Lake Ontario. Here are a few favourites for full-time residents and summer vacationers:

  • Sturgeon: The shallow waters and the weedy bottom of Sturgeon Lake are a haven for multiple fish species. If your retirement lifestyle consists of eating your latest catch, this could be your ultimate dream location.
  • Balsam: Widely considered to be the nicest lake in the Kawarthas, Balsam is clean, sandy, and warm, making it ideal for swimming and other outdoor activities. However, this is also one of the priciest areas in the region.
  • Chemong: Chemong Lake is also known for its pristine waters and beautiful surroundings. It’s another hidden gem for swimming, water sports, and fishing. You may also find housing slightly more affordable than in Balsam Lake.
  • Stony: Stony Lake takes its name from its multiple rocky islands and shoals, which help to create the picturesque beauty everywhere. Though many areas are, as the name implies, stoney, there are still several sandy beaches that are perfect for swimming. This area is a little more seasonal than others, with mostly summer cottages dotting the waterfront. However, you will still see some year-round residents.
  • Clear: Clear Lake is another one that is aptly named. The sparkling clear and deep waters make it one of the most popular destinations around, particularly in the summer. It is highly sought after, which also makes it one of the more expensive areas in the Kawarthas.

The Towns of the Kawarthas

The land surrounding Kawartha Lakes is primarily rural and agricultural. However, there are several vibrant and charming towns that have become the primary population centres.

  • Lindsay: The most populated town of the Kawarthas, Lindsay is well known for its superb restaurants and stores. It’s also a hub of live entertainment, with plenty of little theatres that are always putting on a show.
  • Bobcaygeon: If you love convenience and love to shop, Bobcaygeon might be your retirement paradise! It is also home to some of the most beloved events in the Kawarthas, including the Bobcaygeon Fall Fair. 
  • Fenelon Falls: With a wide mix of unique gift stores, fabulous dining, and easy access to health and wellness services, Fenelon Falls is quickly becoming known as a desirable place to retire. The first thing you will want to do if you visit is come and view the stunning waterfall the town is named after.
  • Omemee: Omemee is the tiniest town in the Kawarthas. But what it lacks in size, it makes up for in character, and the small downtown core is a tribute to art and music. Would you expect anything less from the childhood home of music legend Neil Young?

Will You Have the Community Support You Need?

Some towns in the Kawarthas are more off the beaten path than others. However, the more populated centres like Lindsay and Bobcaygeon will have everything you need to keep you safe and comfortable during your retirement years. 

The website for the Community Care Centre of Kawartha Lakes provides instant access to a variety of resources and essential contact information. Services like Meals on Wheels, grocery delivery, caregiver respite, and adult day programs are just a click away. And volunteers are always welcome if you’d like to get out and socialize while serving your community.

Do you love the idea of a waterfront community combined with assisted living? The residents at Aspira Kawartha Lakes enjoy luxurious accommodations with unlimited support in beautiful surroundings, steps away from the Big Bob Channel. Talk about independent living at its finest!

You don’t need to live in a retirement community to enjoy a convenient and comfortable lifestyle in the Kawarthas, however. The vibrant towns are full of unique shops with friendly personnel, outstanding dining options and other professional services. It’s like having all of the perks of the city while living like you’re on vacation every day. No wonder many empty nesters are beginning to put Kawartha Lakes on their radar!

If you’re sold on downsizing in the Kawarthas, you may enjoy 10 Things to Consider When Buying a Lakefront Home.

What Is There to Do in the Kawarthas?

The waterskis and the paddleboards may be packed away for another winter, but there’s something exciting to do and beautiful places to explore all year long in the Kawarthas. The region is a nature lover’s paradise, with endless trails to walk or cycle. 

Wintertime is perfect for snowshoeing or cross-country skiing through a pristine landscape of trees and fields. And the burst of colours as the leaves change colour in the fall is simply indescribable. 

Kawartha Lakes may be associated with an abundance of outdoor activities. However, there’s also no lack of fun experiences once you’ve had your fill of the great outdoors or during inclement weather. Here are just a few ideas that ensure there is no boredom in your future:

  • Go see a live play or musical. Between FLATO Academy Theatre, Lindsay Little Theatre, Globus Theatre, and The Grove Theatre, there is always something unique and exciting on the calendar.
  • Watch a movie at the drive-in. Lindsay Twin Drive-In Theatre is open seasonally and attracts movie lovers from all over the region. Alternatively, you can catch the latest flick at Century Cinemas 3, also located in Lindsay.
  • Check out one of the many museums in the various towns. Maryboro Lodge, Kinmount Heritage, and the Kawartha Lakes Museum & Archives are all fascinating places to explore history and socialize at the same time.
  • Treat your tastebuds. Kawartha Lakes features some of the most incredible restaurants and cafes you’ll ever experience!
  • Spend a day shopping in Bobcaygeon. With the number of unique stores and shops, you’ll never find yourself missing the big city. Bobcaygeon is a treasure trove of home decor items, sporting supplies, and one-of-a-kind clothing pieces. Interesting fact: This is also where you’ll find the largest suppliers of shoes and swimwear in the province.

Retiring and downsizing is often associated with a sense of trepidation and wistfulness. However, when you set your sights on Kawartha Lakes, you can look forward to a next chapter filled with joy and adventure.

Do you want to learn more about the fantastic real estate opportunities Kawartha Lakes has to offer? Reach out to us today at 1.888.926.2066 or team@willowsgroup.ca with any questions or to start your search.